How much do you actually need
to retire?
Without knowing what you're aiming for, structuring an investment plan is next to impossible. I've developed a formula that can calculate your required freedom number — what you need to have invested to be able to live off your investment portfolio. It takes 30 seconds.
Your monthly living expenses
Today's dollars. Everything you spend in an average month — rent or mortgage, food, transport, lifestyle, insurance, the lot.
Calculation uses the 4% safe withdrawal rate, in today's dollars. Inflation of 2.5% is factored into the underlying assumption.
We've crunched the numbers.
Where should we send them?
Your Freedom Number is on the next screen. I'll also email you a copy — and from time to time, share in-depth strategies, real-world investing tips and finance guidance you won't find in the usual places.
Here it is.
Invested net worth required to live off your portfolio at $0/month using the 4% safe withdrawal rule.
It's bigger than most guess.
And more achievable than most believe.
Compounding doesn't care how you feel. It rewards consistency, time in the market and getting the foundations right early. The people who hit their Freedom Number aren't the highest earners — they're the most deliberate.
— Mitch
Already own property?
You're closer than you think.
The Equity Mastery Program is the structured framework I built at Sabea Financial to help property owners turn the equity they already have into a real, investable asset base — and reach their Freedom Number on a defined timeline, not by accident.
It's the same approach I use on my own portfolio. No theory. No guesswork. A clear plan, built around your numbers, your goals and your timeline.
Explore the Equity Mastery ProgramWant more like this?
I share investing, budgeting, business and mindset content on Instagram. No fluff.
Follow @mitchshad